Az Aegon Biztosító 2023. augusztus 1-től Alfa Biztosító néven folytatja. Részletek

Annual report 2018

CONSOLIDATED BALANCE SHEET 31 December 2018

1

0

3

8

9

3

9

5

6

5

1

1

1

1

4

0

1

Statistical code

AEGON Magyarország Általános Biztosító Zrt.

Assets
HUF million

Description

Previous year

Current year

Total

Life

Non-life

Other, unallocated

Total

a

b

c

d

e

A. Intangible assets

5,586

1,236

3,478

1,922

6,636

B. Investments

190,802

78,733

42,316

34,200

155,249

I. Real estate

1,912

0

1,877

1

1,878

of which: self-occupied real estate

1,912

0

1,877

1

1,878

II. Investments in affiliated undertakings

0

0

0

0

0

1. Equity investments in parent companies and subsidiaries

0

0

0

0

0

2. Debt securities issued by, and loans to, parent company and subsidiaries

0

0

0

0

0

3. Equity investments in joint companies

0

0

0

0

0

4. Debt securities issued by, and loans to, joint companies

0

0

0

0

0

III. Other investments

188,890

78,733

40,439

34,199

153,371

1. Equity investments in undertakings with which the insurance undertaking is linked by virtue of a significant participating interest

14,509

6,182

13,001

536

19,719

2. Debt securities (except II/2. and II/4.)

119,212

72,109

27,438

33,663

133,210

3. Participation in investment pools

0

0

0

0

0

4. Loans guaranteed by mortgages (except II/2. and II/4. and III/5.)

54,105

0

0

0

0

5. Other loans (except II/2. and II/4. and III/4.)

1,064

442

0

0

442

6. Deposits with credit institutions

0

0

0

0

0

7. Other investments

0

0

0

0

0

IV. Deposits with ceding undertakings

0

0

0

0

0

V. Revaluation of investments

0

0

0

0

0

VI. Investment valuation difference

0

0

0

0

0

VII. Capital consolidation related to subsidiaires and associated undertakings

0

0

0

0

0

C. A Investments for the benefit of unit-linked life assurance policyholders

74,042

66,695

0

0

66,695

D. Debtors

12,275

1,136

3,168

862

5,166

I. Debtors arising out of direct insurance operations

2,088

626

2,196

-70

2,752

1. Policyholders

1,805

571

1,868

-1

2,438

of which: a) affiliated undertakings

0

0

0

0

0

b) undertakings with which an insurance undertaking is linked by virtue of significant participating interests

0

0

0

0

0

c) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

2. Claims on insurance intermediaries

98

55

161

-69

147

of which: a) affiliated undertakings

0

0

0

0

0

b) undertakings with which an insurance undertaking is linked by virtue of significant participating interests

0

0

0

0

0

c) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

3. Other debtors arising out of direct insurance activity

185

0

167

0

167

of which: a) affiliated undertakings

0

0

0

0

0

b) undertakings with which an insurance undertaking is linked by virtue of significant participating interests

0

0

0

0

0

c) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

II. Debtors arising out of reinsurance operations

72

12

53

0

65

of which: a) affiliated undertakings

0

0

0

0

0

b) undertakings with which an insurance undertaking is linked by virtue of significant participating interests

0

0

0

0

0

c) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

III. Reinsurers’ share of the life assurance reserve

0

0

0

0

0

IV. Other debtors

10,115

498

919

932

2,349

of which: a) affiliated undertakings

7036

0

52

5

57

b) undertakings with which an insurance undertaking is linked by virtue of significant participating interests

0

0

0

0

0

c) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

V. Corporate income tax receivable arising from consolidation (computed)

0

0

0

0

0

VI. Derivates valuation difference

0

0

0

0

0

VII. Corporate income tax receivable arising from consodilation (computed)

0

0

0

0

0

 

E. Other assets

10,289

1320

5,407

5,194

11,921

1. Tangible assets (other than land and buildings), inventories

2,662

190

1,199

1,413

2,802

2. Cash at bank and in hand

7,627

1130

4,208

3,781

9,119

3. Repurchased own shares

0

0

0

0

0

4. Other

0

0

0

0

0

F. Prepayments and accrued income

8,277

4,925

2,166

470

7,561

1. Accrued interest and rent

1,214

856

164

112

1,132

2. Deferred acquisition costs

3,823

3,449

0

0

3,449

3. Other prepayments and accrued income

3,240

620

2002

358

2,980

Total assets

301,271

154,045

56,535

42,648

253,228

 

Budapest, 26 April 2019

………………………………………
Péter Zatykó
Chief Executive Officer

 

………………………………………
Gábor Zsigri
Chief Actuary

………………………………………
Krisztián Varga
Chief Accounting Officer

 

 

CONSOLIDATED BALANCE SHEET, 31 December 2018

1

0

3

8

9

3

9

5

6

5

1

1

1

1

4

0

1

Statistical code

AEGON Magyarország Általános Biztosító Zrt.

Liabilities and equity
HUF million

Description

Previous year

Current year

Total

Life

Non-life

Other, unallocated

Total

a

b

c

d

e

A. Capital and reserves

37,212

11,294

14,142

10,237

35,673

I. Subscribed capital

6,374

3,633

2,741

0

6,374

of which: repurchased participation at nominal value

0

0

0

0

0

II. Subscribed capital no yet paid up (-)

0

0

0

0

0

III. Capital reserve

5,471

3,118

2,353

0

5,471

IV. Retained earnings (+/-)

38,216

261

71

38,088

38,420

V. Restricted reserve

1030

205

579

0

784

VI. Revaluation reserve

0

0

0

0

0

1. Reserve of revaluation

0

0

0

0

0

2. Fair value reserve

0

0

0

0

0

of witch: to the policyholders

0

0

0

0

0

VII. Profit for the financial year (+/-)

13,883

4,077

8,398

-2,014

10,461

VIII. Changes in the equity of subsidiaries (+/-

-27,762

0

0

-25,837

-25,837

IX. Changes resulting from consolidation (+/-)

0

0

0

0

0

– from differential of debt consolidation

0

0

0

0

0

– from differential of interim profits

0

0

0

0

0

X. Participation of external members (other owners)

0

0

0

0

0

B. Subordinated liabilities

68

0

0

68

68

B/1. Differential of debt consolidation in subsidiaries

68

0

0

68

68

C. Technical provisions

94,468

66,796

36,252

0

103,048

1. Provision for unearned premiums [a) + b)]

6,926

150

9,526

0

9,676

a) gross amount

7,133

242

9,560

0

9,802

b) reinsurance amount (-)

207

92

34

0

126

2. Actuarial provisions

64,492

62,142

7,092

0

69,234

a) life assurance premium provision [aa)+ab)]

57,112

62,142

0

0

62,142

aa) gross amount

57,112

62,142

0

0

62,142

of which: reinsurance amount

0

0

0

0

0

ab). reinsurance amount (risk insurance) (-)

0

0

0

0

0

b) health insurance premium provisions (1+

0

0

0

0

0

ba). gross amount

0

0

0

0

0

bb). reinsurance amount

0

0

0

0

0

c) accident insurance annuity provision

10

0

9

0

9

ca). gross amount

10

0

9

0

9

cb). reinsurance amount (-)

0

0

0

0

0

d) liability insurance annuity provision (1+2)

7,370

0

7,083

0

7,083

da). gross amount

7,562

0

7,368

0

7,368

db) reinsurance amount (-)

192

0

285

0

285

3. Claims outstanding [a)+b)]

22,400

3,979

19,266

0

23,245

a) case-by-case provisions [aa)+ab)]

16,318

3,523

13,184

0

16,707

aa) gross amount

17,027

3,531

13,758

0

17,289

ab) reinsurance amount (-)

709

8

574

0

582

b) IBNR

6,082

456

6,082

0

6,538

ba) gross amount

6,125

466

6,091

0

6,557

bb) reinsurance amount (-)

43

10

9

0

19

4. Profit-dependent and profit-independent premium reimbursement provisions [a)+b)]

53

16

43

0

59

a) Profit-dependent

35

0

35

0

35

aa) gross amount

35

0

35

0

35

ab) reinsurance amount (-)

0

0

0

0

0

b) profit-independent

18

16

8

0

24

ba) gross amount

18

16

8

0

24

bb) reinsurance amount (-)

0

0

0

0

0

5. Equalisation provision

115

0

115

0

115

6. Other provisions [a)+b)+c)]

482

509

210

0

719

a) Large claim provisions

21

0

21

0

21

b) Cancellation provisions [ba)+bb)]

309

374

189

0

563

ba) gross amount

328

399

210

0

609

bb) reinsurance amount (-)

19

25

21

0

46

c) other technical provision [ca)+cb)]

152

135

0

0

135

ca) gross amount

152

135

0

0

135

cb) reinsurance amount (-)

0

0

0

0

0

D. Technical provisions for unit-linked life assurance policyholders (1+2)

74,042

66,695

0

0

66,695

a) gross amount

74,042

66,695

0

0

66,695

b) reinsurance amount (-)

0

0

0

0

0

E. Specific provisions

1,112

546

513

151

1,210

1. Provisions for contingent liabilities

1,011

445

513

151

1,109

2. Provisions for future expenses

101

101

0

0

101

3. Other provisions

0

0

0

0

0

F. Deposits received from reinsurers

0

0

0

0

0

G. Creditors

86,545

3,871

3,807

31,492

39,170

I. Creditors arising out of direct insurance operations

3,093

476

3,101

-3

3,574

of which: a) affiliated undertakings

0

0

0

0

0

b) undertakings with which an insurance undertaking is linked by virtue of significant participating interests

0

0

0

0

0

c) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

II. Creditors arising out of reinsurance operations

543

51

311

0

362

of which: a) affiliated undertakings

0

0

0

0

0

b) undertakings with which an insurance undertaking is linked by virtue of significant participating interests

0

0

0

0

0

c) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

III. Creditors arising out of bond issues

0

0

0

0

0

of which: a) affiliated undertakings

0

0

0

0

0

b) undertakings with which an insurance undertaking is linked by virtue of significant participating interests

0

0

0

0

0

c) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

IV. Credits

62,000

0

0

0

0

of which: a) affiliated undertakings

62,000

0

0

0

0

b) undertakings with which an insurance undertaking is linked by virtue of significant participating interests

0

0

0

0

0

c) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

V. Other creditors

20,909

3,344

395

31,495

35,234

of which: a) affiliated undertakings

0

711

0

0

711

b) undertakings with which an insurance undertaking is linked by virtue of significant participating interests

0

0

0

0

0

c) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

VI. Creditors valuation difference

0

0

0

0

0

VII. Derivates valuation difference

0

0

0

0

0

VIII: Corporate income tax liability resulting from consolidation (computed)

0

0

0

0

0

H. Accruals and deferred income

7,824

4,843

1,821

700

7,364

1. Accrued income

1

1

0

0

1

2. Accrued costs and expenditure

7,779

4,812

1,821

700

7,333

3. Deferred income

44

30

0

0

30

Total liabilities and equity

301,271

154,045

56,535

42,648

253,228

 

Budapest, 26 April 2019

………………………………………
Péter Zatykó
Chief Executive Officer

 

………………………………………
Gábor Zsigri
Chief Actuary

………………………………………
Krisztián Varga
Chief Accounting Officer

 

 

CONSOLIDATED PROFIT AND LOSS ACCOUNT 31 December 2018


1

0

3

8

9

3

9

5

6

5

1

1

1

1

4

0

1

Statistical code

AEGON Magyarország Általános Biztosító Zrt.

HUF million


Description

Previous year, total

Current year, total

A) Non-life insurance business

a

b

01. Earned premiums, net of reinsurance

64,320

69,281

a) gross premiums written

67,489

74,226

b) outward reinsurance premiums (-)

2,228

2,270

c) change in the gross provision for unearned premiums (+/-)

1,089

2,532

d) change in the provision for unearned premiums, reinsurers’ share (+/-)

-148

143

02. Profit from investments to be returned to policyholders (same as C/06.)

0

0

03. Other technical income

254

611

04. Claims incurred

29,896

30,334

a) claims paid and claim settlement expenses

27,091

29,358

aa) claim payments

24,527

26,614

1. gross amount

25,212

26,829

2. reinsurers’ share (-)

685

215

ab) claim settlement expenses

2,907

3,073

ac) income from claim recovery and claim settlement expense reimbursement (-)

343

329

b) changes in the provision for claims outstanding (+/-)

2,805

976

ba) case-by-case

2,875

504

1. gross amount

2,586

398

2. reinsurers’ share (-)

-289

-106

bb) IBNR

-70

472

1. gross amount

-207

453

2. reinsurers’ share (-)

-137

-19

05. Changes in actuarial provisions (+/-)

12

-288

a) changes in the health insurance premium provision (+/-)

0

0

aa) gross amount

0

0

ab) reinsurers’ share (-)

0

0

b) changes in the accident insurance annuity provision (+/-)

-1

-1

ba) gross amount

-1

-1

bb) reinsurers’ share (-)

0

0

c) changes in the liability insurance annuity provisions (+/-)

13

-287

ca) gross amount

-204

-194

cb) reinsurers’ share (-)

-217

93

06. Changes in the profit-dependent and profit-independent premium reimbursement provisions (+/-)

-1

0

a) profit-dependent premium reimbursement provisions (+/-)

0

0

aa) gross amount

0

0

ab) reinsurers’ share (-)

0

0

b) profit-independent premium reimbursement provisions (+/-)

-1

0

ba) gross amount

-1

0

bb) reinsurers’ share (-)

0

0

07. Changes in the equalisation provision (+/-)

0

0

08. Changes in other provisions (+/-)

28

36

a) large claim provisions

0

0

b) cancellation provisions

28

36

ba) gross amount

27

38

bb) reinsurers’ share (-)

-1

2

c) Changes in other technical provisions (+/-)

0

0

ca) gross amount

0

0

cb) reinsurers’ share (-)

0

0

09. Net operating expenses

21,208

23,812

a) acquisition costs incurred in the financial year

14,482

15,512

b) change in deferred acquisition costs (+/-)

0

0

c) administrative expenses (except investment costs)

6,731

8,296

d) reinsurance commissions and profit participation (-)

5

-4

10. Other technical charges

5,140

5,773

A) INSURANCE TECHNICAL PROFIT (01+02+03-04-05-06-07-08-09-10)

8,291

10,225

Description

Previous year, total

Current year, total

B) Life assurance business

a

b

01. Earned premiums, net of reinsurance

38,032

40,790

a) gross premiums written

38,261

41,044

b) outward reinsurance premiums (-)

218

180

c) change in the provision for unearned premiums (+/-)

3

137

d) change in the provision for unearned premiums, reinsurers’ share (+/-)

8

-63

02. Technical income from investments

2,962

3,048

a) income from participating interests

0

0

of which: derived from affiliated undertakings

0

0

b) income from other investments

2,911

2,922

of which: derived from affiliated undertakings

0

0

ba) income from tangible assets related to the insurance portfolio

0

0

bb) interest received and interest type income

2,911

2,922

c) gains on the realisation of investments, other investment income

51

126

d) allocated investment return transferred from life assurance (same as C/05.) (-)

0

0

03. Unrealised gains on investments

5,984

5,050

Of which: valuation difference

0

0

04. Other technical income

82

191

05. Claims incurred

25,676

26,585

a) claims paid and claim settlement expenses

25,499

26,716

aa) claims paid

25,305

26,533

1. gross amount

25,521

26,563

2. reinsurers’ share (-)

216

30

ab) claim settlement expenses

205

218

ac) income from claim recoveries and claim settlement expense reimbursement (-)

11

35

b) change in the provisions for claims outstanding (+/-) (case-by-case, IBNR)

177

-131

ba) case-by-case

175

-115

1. gross amount

190

-136

2. reinsurers’ share (-)

15

-21

bb) IBNR

2

-16

1. gross amount

6

-21

2. reinsurers’ share (-)

4

-5

06. Change in actuarial provisions (+/-)

3,068

5,029

a) change in the life assurance premium provision (+/-)

3,068

5,029

aa) gross amount

3,068

5,029

ab) reinsurers’ share (risk insurance) (-)

0

0

b) change in the health insurance premium provision (+/-)

0

0

ba) gross amount

0

0

bb) reinsurers’ share (-)

0

0

c) change in the accident insurance annuity provision (+/-)

0

0

ca) gross amount

0

0

cb) reinsurers’ share (-)

0

0

07. Change in the profit-dependent and profit-independent premium reimbursement provision (+/-)

4

6

a) profit-dependent premium reimbursement provisions (+/-)

0

0

aa) gross amount

0

0

ab) reinsurers’ share (-)

0

0

b) profit-independent premium reimbursement provisions (+/-)

4

6

ba) gross amount

4

6

bb) reinsurers’ share (-)

0

0

08. Change in the equalisation provision (+/-)

0

0

09. Change in other provisions (+/-)

0

201

a) large claims provisions

0

0

b) change in cancellation technical provisions (+/-)

18

218

ba) gross amount

10

243

bb) reinsurers’ share (-)

-8

25

c) change in other technical provisions (+/-)

-18

-17

ca) gross amount

-18

-17

cb) reinsurers’ share (-)

0

0

10. Change in UL technical provisions (+/-)

-1,987

-7,347

a) gross amount

-1,987

-7,347

b) reinsurers’ share (-)

0

0

11. Net operating expenses

11,518

11,516

a) acquisition costs incurred in the financial year

7,087

6,758

b) change in deferred acquisition costs (+/-)

602

373

c) administrative expenses (except investment costs)

3,831

4,387

d) reinsurance commissions and profit participation (-)

2

2

12. Technical expenditure arising from investments

359

340

a) operating and maintenance charges on investments, including interests paid and interest type expenditure

30

73

b) value adjustment on investments, value re-adjustments on investments (+/-)

0

0

c) losses on the realisation of investments, other investment expenditure

329

267

13. Unrealised losses on investments

2,367

7,581

Of which: valuation difference

0

0

14. Other technical charges

1,727

1,188

B) INSURANCE TECHNICAL PROFIT (01+02+03+04-05-06-07-08-09-10-11-12-13-14)

4,328

3,980

Description

Previous year, total

Current year, total

C) Non-technical accounts

2,363

-2,711

01.a. Dividends and profit sharing received from affiliated undertakings

105

0

01.b. Dividends and profit sharing received from other undertakings

0

0

02. Interest received and interest type incomes

3,847

3,203

of which: derived from affiliated undertakings

0

0

03. Income from tangible assets related to the insurance portfolio

208

226

04. Gains on the realisation of investments, other investment income

744

1,291

05. Allocated investment return transferred from life assurance (same as B/02/d))

0

0

06. Profit from investment to be returned to policyholders (-) (same as A/02.)

0

0

07. Operating and maintenance charges on investments, including interest paid and interest type expenditure

1,260

2,763

of which: revaluation difference

0

0

08. Value adjustments and re-adjustments on investments (+/-)

105

519

09. Losses on the realisation of investments, other investment expenditure

564

1,048

10. Other income

15,591

38,273

10/A Consolidation differential resulting from debt consolidation and increasing the profit

0

0

11. Other expenditure

16,203

41,374

11/A Consolidation differential resulting from debt consolidation and decreasing the profit

0

0

D) ORDINARY PROFIT FROM OPERATIONS (+/-A+/-B+01+02+03+04+05-06-07-08-09+10-11)

14,982

11,494

12. Extraordinary income

0

0

13. Extraordinary expenditure

0

0

14. Extraordinary profit (12-13)

0

0

E) PROFIT BEFORE TAXATION (+/-D+/-14)

14,982

11,494

15. Tax liability

1,099

1,033

15/A Corporate income tax differential resulting from consolidation

0

0

F) NET PROFIT (+/-E-15)

13,883

10,461

Az Aegon Biztosító 2023. augusztus 1-től Alfa Biztosító néven folytatja. A névváltással kapcsolatban a Társaság ügyfeleinek semmilyen teendője nincs. Részletek