Az Aegon Biztosító 2023. augusztus 1-től Alfa Biztosító néven folytatja. Részletek

Annual report 2014

CONSOLIDATED BALANCE SHEET 31 December 2014

 

1 0 3 8 9 3 9 5 6 5 1 1 1 1 4 0 1

 

Statistical code

AEGON Magyarország Általános Biztosító Zrt.

 

Assets in HUF million

Description

Previous year

Current year

Total

Life

Non-life

Other, unallocated

Total

a

b

c

d

e

A. Intangible assets

4,152

1,056

1,471

1,663

4,190

B. Investments

200,381

66,382

37,280

97,867

201,529

I. Real estate

2,275

0

2,137

1

2,138

of which: self-occupied real estate

2,275

0

2,137

1

2,138

II. Investments in affiliated undertakings

0

0

0

0

0

1. Equity investments in parent companies and subsidiaries

0

0

0

0

0

2. Debt securities issued by, and loans to, parent company and subsidiaries

0

0

0

0

0

3. Equity investments in joint and associated companies

0

0

0

0

0

4. Debt securities issued by, and loans to, joint and associated companies

0

0

0

0

0

III. Other investments

198,106

66,382

35,143

97,866

199,391

1. Equity investments in undertakings with which the insurance undertaking is linked by virtue of a participating interest

2,871

2,748

107

0

2,855

2. Debt securities (except II/2. and II/4.)

99,194

62,864

35,036

8,222

106,122

3. Participation in investment pools

0

0

0

0

0

4. Loans guaranteed by mortgages (except II/2. and II/4. and III/5.)

93,496

0

0

87,670

87,670

5. Other loans (except II/2. and II/4. and III/4.)

2,545

770

0

1,974

2,744

6. Deposits with credit institutions

0

0

0

0

0

7. Other investments

0

0

0

0

0

IV. Deposits with ceding undertakings

0

0

0

0

0

V. Revaluation of investments

0

0

0

0

0

VI. Investment valuation difference

0

0

0

0

0

VII. Capital consolidation related to subsidiaires and associated undertakings

0

0

0

0

0

C. A Investments for the benefit of unit-linked life assurance policyholders

85,822

87,299

0

0

87,299

D. Debtors

3,834

644

2,100

1,990

4,734

I. Debtors arising out of direct insurance operations

1,935

375

1,239

3

1,617

1. Policyholders

1,135

162

970

0

1,132

of which: a) affiliated undertakings

0

0

0

0

0

b) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

2. Claims on insurance intermediaries

621

213

12

3

228

of which: a) affiliated undertakings

0

0

0

0

0

b) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

3. Other debtors arising out of direct insurance activity

179

0

0

0

0

of which: a) affiliated undertakings

179

0

257

0

257

b) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

II. Debtors arising out of reinsurance operations

99

1

0

0

1

of which: a) affiliated undertakings

0

0

0

0

0

b) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

III. Reinsurers’ share of the life assurance premium reserve

0

0

0

0

0

IV. Other debtors

1,898

268

861

1,987

3,116

of which: a) affiliated undertakings

18

4

33

0

37

b) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

V. Corporate income tax receivable arising from consolidation (computed)

0

0

0

0

0

VI. Derivates valuation difference

0

0

0

0

0

VII. Corporate income tax receivable arising from consodilation (computed)

0

0

0

0

0

E. Other assets

7,651

434

3,136

2,695

6,265

1. Tangible assets (other than land and buildings), inventories

1,437

168

767

606

1,541

2. Cash at bank and in hand

6,214

266

2,369

2,089

4,724

3. Repurchased own shares

0

0

0

0

0

4. Other

0

0

0

0

0

F. Prepayments and accrued income

11,958

8,359

1,480

341

10,180

1. Accrued interest and rent

2,745

1,855

373

262

2,490

2. Deferred acquisition costs

6,906

6,435

0

0

6,435

3. Other prepayments and accrued income

2,307

69

1107

79

1,255

Total assets

313,798

164,174

45,467

104,556

314,197

 

Budapest, 28 May 2015

………………………………………
Péter Zatykó
Chief Executive Officer

 

………………………………………
Gábor Zsigri
Chief Actuary

………………………………………
Marianna Nagy
Chief Accounting Officer

 

 

CONSOLIDATED BALANCE SHEET, 31 December 2014

 

1 0 3 8 9 3 9 5 6 5 1 1 1 1 4 0 1

 

Statistical code

AEGON Magyarország Általános Biztosító Zrt.

 

Liabilities and equity in HUF million

Description

Previous year

Current year

Total

Life

Non-life

Other, unallocated

Total

a

c

d

e

f

A. Capital and reserves

28,168

8,989

11,198

504

20,691

I. Subscribed capital

6,374

3,633

2,741

0

6,374

of which: repurchased participation at nominal value

0

0

0

0

0

II. Subscribed capital no yet paid up (-)

0

0

0

0

0

III. Capital reserve

5,472

3,119

2,353

0

5,472

IV. Retained earnings (+/-)

24,672

2,025

5,516

21,169

28,710

V. Restricted reserve

587

212

588

0

800

VI. Revaluation reserve

0

0

0

0

0

1. Reserve of revaluation

0

0

0

0

0

2. Fair value reserve

0

0

0

0

0

of witch: to the policyholders

0

0

0

0

0

VII. Profit for the financial year (+/-)

7,871

0

0

0

0

VIII. Changes in the equity of subsidiaries (+/-

-16,808

0

0

-20,665

-20,665

IX. Changes resulting from consolidation (+/-)

0

0

0

0

0

– from differential of debt consolidation

0

0

0

0

0

– from differential of interim profits

0

0

0

0

0

X. Participation of external members (other owners)

0

0

0

0

0

B. Subordinated liabilities

68

0

0

68

68

B/1. Differential of debt consolidation in subsidiaries

68

0

0

68

68

C. Technical provisions

84,924

59,113

26,884

0

85,997

1. Provision for unearned premiums [a) + b)]

3,345

79

4,033

0

4,112

a) gross amount

3,377

101

4,049

0

4,150

b) reinsurance amount (-)

-32

22

16

0

38

2. Actuarial provisions

63,509

55,112

7,706

0

62,818

a) life assurance premium provision [aa)+ab)]

55,520

55,112

0

0

55,112

aa) gross amount

55,520

55,112

0

0

55,112

of which: reinsurance amount

0

0

0

0

0

ab). reinsurance amount (risk insurance) (-)

0

0

0

0

0

b) health insurance premium provisions (1+

0

0

0

0

0

ba). gross amount

0

0

0

0

0

bb). reinsurance amount

0

0

0

0

0

c) accident insurance annuity provision

12

0

12

0

12

ca). gross amount

12

0

12

0

12

cb). reinsurance amount (-)

0

0

0

0

0

d) liability insurance annuity provision (1+2)

7,977

0

7,694

0

7,694

da). gross amount

8,744

0

8,442

0

8,442

db) reinsurance amount (-)

-767

0

748

0

748

3. Claims outstanding [a)+b)]

17,518

3,678

14,836

0

18,514

a) case-by-case provisions [aa)+ab)]

13,539

3,417

10,978

0

14,395

aa) gross amount

14,052

3,472

11,401

0

14,873

ab) reinsurance amount (-)

-513

55

423

0

478

b) IBNR

3,979

261

3,858

0

4,119

ba) gross amount

3,979

261

3,858

0

4,119

bb) reinsurance amount (-)

0

0

0

0

0

4. Profit-dependent and profit-independent premium reimbursement provisions [a)+b)]

54

3

46

0

49

a) Profit-dependent

34

0

34

0

34

aa) gross amount

34

0

34

0

34

ab) reinsurance amount (-)

0

0

0

0

0

b) profit-independent

20

3

12

0

15

ba) gross amount

20

3

12

0

15

bb) reinsurance amount (-)

0

0

0

0

0

5. Equalisation provision

115

0

115

0

115

6. Other technical provisions [a)+b)+c)]

383

241

148

0

389

a) Large claim provisions

21

0

21

0

21

b) Cancellation provisions [ba)+bb)]

118

25

127

0

152

ba) gross amount

119

25

130

0

155

bb) reinsurance amount (-)

-1

0

3

0

-3

c) other technical provision [ca)+cb)]

244

216

0

0

216

ca) gross amount

244

216

0

0

216

cb) reinsurance amount (-)

0

0

0

0

0

D. Technical provisions for unit-linked life assurance policyholders (1+2)

85,822

87,299

0

0

87,299

a) gross amount

85,822

87,299

0

0

87,299

b) reinsurance amount (-)

0

0

0

0

0

E. Specific provisions

3,401

2,070

548

6553

9,171

1. Provisions for contingent liabilities

3,303

2,014

520

6553

9,087

2. Provisions for future expenses

98

56

28

0

84

3. Other provisions

0

0

0

0

0

F. Deposits received from reinsurers

0

0

0

0

0

G. Creditors

107,311

4,051

6,458

96,171

106,680

I. Creditors arising out of direct insurance operations

2,636

155

2,552

0

2,707

of which: a) affiliated undertakings

0

0

0

0

0

b) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

II. Creditors arising out of reinsurance operations

205

30

167

0

197

of which: a) affiliated undertakings

0

0

0

0

0

b) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

III. Creditors arising out of bond issues

0

0

0

0

0

of which: a) affiliated undertakings

0

0

0

0

0

b) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

IV. Credits

100,983

0

0

87,694

87,694

of which: a) affiliated undertakings

100,983

0

0

87,694

87,694

b) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

V. Other creditors

3,487

3,866

3,739

8,477

16,082

of which: a) affiliated undertakings

1,034

2,097

3,076

6,898

12,071

b) undertakings with which an insurance undertaking is linked by virtue of participating interests

0

0

0

0

0

VI. Creditors valuation difference

0

0

0

0

0

VII. Derivates valuation difference

0

0

0

0

0

VIII: Corporate income tax liability resulting from consolidation (computed)

0

0

0

0

0

H. Accruals and deferred income

4,104

2,652

379

1,260

4,291

1. Accrued income

633

0

0

0

0

2. Accrued costs and expenditure

3,471

2,652

379

1,260

4,291

3. Deferred income

0

0

0

0

0

Total liabilities and equity

313,798

164,174

45,467

104,556

314,197

 

Budapest, 28 May 2015

………………………………………
Péter Zatykó
Chief Executive Officer

 

………………………………………
Gábor Zsigri
Chief Actuary

………………………………………
Marianna Nagy
Chief Accounting Officer

 

CONSOLIDATED PROFIT AND LOSS ACCOUNT 31 December 2014

 

1 0 3 8 9 3 9 5 6 5 1 1 1 1 4 0 1

 

Statistical code

AEGON Magyarország Általános Biztosító Zrt.

in HUF million

Description

Previous year,
total

Current year,
total

Non-life insurance business

a

b

01. Earned premiums, net of reinsurance

42,057

44,827

a) gross premiums written

44,818

47,436

b) outward reinsurance premiums (-)

2,268

1,835

c) change in the gross provision for unearned premiums (+/-)

495

779

d) change in the provision for unearned premiums, reinsurers’ share (+/-)

-1

-5

02. Profit from investments to be returned to policyholders (same as C/06.)

0

0

03. Other technical income

416

398

04. Claims incurred

19,293

20,566

a) claims paid and claim settlement expenses

19,355

19,840

aa) claim payments

17,224

17,457

1. gross amount

17,509

17,589

2. reinsurers’ share (-)

284

132

ab) claim settlement expenses

2,407

2,612

ac) income from claim recovery and claim settlement expense reimbursement (-)

277

229

b) changes in the provision for claims outstanding (+/-) (case-by-case, IBNR)

-62

726

ba) case by case

158

580

1) gross amount

215

557

2) reinsurers’ share (-)

57

-23

bb) IBNR

-221

146

1) gross amount

-221

146

2) reinsurers’ share (-)

0

0

05. Changes in actuarial provisions (+/-)

-1,135

-283

a) changes in the health insurance premium provision (+/-)

0

0

aa) gross amount

0

0

ab) reinsurers’ share (-)

0

0

b) changes in the accident insurance annuity provision (+/-)

-1

0

ba) gross amount

-1

0

bb) reinsurers’ share (-)

0

0

c) changes in the liability insurance annuity provisions (+/-)

-1,134

-283

ca) gross amount

-1,303

-302

cb) reinsurers’ share (-)

-169

-19

06. Changes in the profit-dependent and profit-independent premium reimbursement provisions (+/-)

-3

-2

a) profit-dependent

0

0

aa) gross amount

0

0

ab) reinsurers’ share (-)

0

0

b) profit-independent

-2

-2

ba) gross amount

-2

-2

bb) reinsurers’ share (-)

0

0

07. Changes in the equalisation provision (+/-)

0

0

08. Changes in other technical provisions (+/-)

5

43

a) large claim provisions

0

0

b) cancellation provisions

5

43

ba) gross amount

5

44

bb) reinsurers’ share (-)

-1

-1

c) changes in other technical provisions

0

0

ca) gross amount

0

0

cb) reinsurers’ share (-)

0

0

09. Net operating expenses

13,772

14,751

a) acquisition costs incurred in the financial year

8,857

9,510

b) change in deferred acquisition costs (+/-)

0

12

c) administrative expenses (except investment costs)

4,915

5,229

d) reinsurance commissions and profit participation (-)

0

0

10. Other technical charges

3,978

4,144

A) INSURANCE TECHNICAL PROFIT (01+02+03-04-05-06-07-08-09-10)

6,563

6,006

Description

Previous year,
total

Current year,
total

Life assurance business

a

b

01. Earned premiums, net of reinsurance

36,577

38,705

a) gross premiums written

36,800

38,952

b) outward reinsurance premiums (-)

229

254

c) change in the provision for unearned premiums (+/-)

-2

-6

d) change in the provision for unearned premiums, reinsurers’ share (+/-)

-4

-1

02. Technical income from investments

4,407

3,776

a) income from participating interests

131

148

of which: derived from affiliated undertakings

0

0

b) income from other investments

3,702

3,259

of which: derived from affiliated undertakings

0

0

ba) income from tangible assets related to the insurance portfolio,

0

0

bb) interest received and interest type income

3,702

3,259

c) gains on the realisation of investments, other investment income

574

369

d) allocated investment return transferred from life assurance (same as C/05.) (-)

0

0

03. Unrealised gains on investments

12,401

11,577

of which valuation difference

0

0

04. Other technical income

273

157

05. Claims incurred

36,609

33,685

a) claims paid and claim settlement expenses

36,981

33,422

aa) claims paid

36,697

33,184

1. gross amount

36,779

33,326

2. reinsurers’ share (-)

82

142

ab) claim settlement expenses

298

277

ac) income from claim recoveries and claim settlement expense reimbursement (-)

14

39

b) change in the provisions for claims outstanding (+/-) (case-by-case, IBNR)

-371

263

ba) case by case

-379

273

1) gross amount

-341

261

2) reinsurers’ share (-)

37

-12

bb) IBNR

7

-10

1) gross amount

7

-10

2) reinsurers’ share (-)

0

0

06. Change in actuarial provisions (+/-)

-3,298

-408

a) change in the life assurance premium provision (+/-)

-3,298

-408

aa) gross amount

-3,298

-408

ab) reinsurers’ share (risk insurance) (-)

0

0

b) change in the health insurance premium provision (+/-)

0

0

ba) gross amount

0

0

bb) reinsurers’ share (-)

0

0

c) change in the accident insurance annuity provision (+/-)

0

0

ca) gross amount

0

0

cb) reinsurers’ share (-)

0

0

07. Change in the profit-dependent and profit-independent premium reimbursement provision (+/-)

-1

-3

a) the profit-dependent

0

0

aa) gross amount

0

0

ab) reinsurers’ share (-)

0

0

b) profit-independent

-1

-3

ba) gross amount

-1

-3

bb) reinsurers’ share (-)

0

0

08. Change in the equalisation provision (+/-)

0

0

09. Change in other technical provisions (+/-)

-60

-37

a) large claim provisions (+/-)

0

0

b) cancellation provisions

-39

-9

ba) gross amount

-39

-9

bb) reinsurers’ share (-)

0

0

c) changes in other technical provisions (-)

-21

-28

ca) gross amount

-21

-28

cb) reinsurers’ share (-)

0

0

10. Change in UL technical provisions

-2,778

1,478

a) gross amount

-2,778

1,478

b) reinsurers’ share (-)

0

0

11. Net operating expenses

8,351

9,770

a) acquisition costs incurred in the financial year

5,279

6,069

b) change in deferred acquisition costs (+/-)

-304

471

c) administrative expenses (except investment costs)

3,380

3,234

d) reinsurance commissions and profit participation (-)

4

4

12. Technical expenditure arising from investments

115

246

a) operating and maintenance charges on investments, including interests paid and interest type expenditure

19

24

b) value adjustment on investments, value re-adjustments on investments (+/-)

-70

0

c) losses on the realisation of investments, other investment expenditure

166

222

13. Unrealised losses on investments

6,437

3,126

of witch: valuation difference
14. Other technical charges

1,280

1,279

B) INSURANCE TECHNICAL PROFIT (01+02+03+04-05-06-07-08-09-10-11-12-13-14)

7,003

5,079

Description

Previous year, total

Current year, total

 

a

b

C) Non-technical accounts

-1,274

-4,764

01/a) Dividends and profit sharing received from associated company

0

0

01/b.)Dividends and profit sharing received from associated company

34

43

02. Interest received and interest type incomes

8,955

7,818

of which: derived from affiliated undertakings

0

0

03. Income from tangible assets related to the insurance portfolio

232

217

04. Gains on the realisation of investments, other investment income

1,117

11,267

05. Allocated investment return transferred from life assurance (same as B/02/d))

0

0

06. Profit from investment to be returned to policyholders (-) (same as A/02.)

0

0

07. Operating and maintenance charges on investments, including interest paid and interest type expenditure

4,265

3,269

08. Value adjustments and re-adjustments on investments (+/-)

46

354

09. Losses on the realisation of investments, other investment expenditure

1,052

7,843

10. Other income

8,070

10,788

10/A Consolidation differential resulting from debt consolidation and increasing the profit

0

0

11. Other expenditure

14,319

23,431

11/AConsolidation differential resulting from debt consolidation and decreasing the profit

0

0

D) ORDINARY PROFIT FROM OPERATIONS (+/-A+/-B+01+02+03+04+05-06-07-08-09+10-11)

12,292

6,321

12. Extraordinary income

42

47

13. Extraordinary expenditure

2,878

1,515

14. Extraordinary profit (12-13)

-2,836

-1,468

E) PROFIT BEFORE TAXATION (+/-D+/-14)

9,456

4,853

Settlement of profit as per balance sheet
15. Tax liability

585

328

15/A Corporate income tax differential resulting from consolidation

0

0

F) NET PROFIT (+/-E-15+/-15/A)

8,871

4,525

16. Use from the accumulated profit reserve for dividends and profit sharing

0

7,475

17. Approved dividend or profit sharing

1,000

12,000

G) PROFIT AS PER BALANCE SHEET (+/-F+16-17)

7,871

0

 

Budapest, 28 May 2015

………………………………………
Péter Zatykó
Chief Executive Officer

 

………………………………………
Gábor Zsigri
Chief Actuary

………………………………………
Marianna Nagy
Chief Accounting Officer

Az Aegon Biztosító 2023. augusztus 1-től Alfa Biztosító néven folytatja. A névváltással kapcsolatban a Társaság ügyfeleinek semmilyen teendője nincs. Részletek